How to Determine a Canadian Routing Number

A routing number consists of a five digit transit number (also called branch number) identifying the branch where an account is held and a three digit financial institution number corresponding to the financial institution.  The number is given as one of the following forms, where XXXXX is the transit number and YYY is the financial institution number:

Financial institution numbers

A selection of institution numbers for major Canadian financial institutions is below.

• XXXXX-001 Bank of Montreal
• XXXXX-002 Bank of Nova Scotia
• XXXXX-003 Royal Bank of Canada
• XXXXX-004 Toronto-Dominion Bank (which is the legal name for the bank, although it operates as TD Canada Trust)
• XXXXX-006 National Bank of Canada
• XXXXX-010 Canadian Imperial Bank of Commerce (includes Simplii Financial)
• XXXXX-016 HSBC Canada
• XXXXX-030 Canadian Western Bank
• XXXXX-039 Laurentian Bank of Canada
• XXXXX-117 Government of Canada^[a]
• XXXXX-127 Canada Post (money orders)
• XXXXX-177 Bank of Canada (Canadian central bank)
• XXXXX-219 ATB Financial
• XXXXX-245 MUFG Bank, Canada Branch
• XXXXX-260 Citibank Canada
• XXXXX-269 Mega International Commercial Bank Canada
• XXXXX-270 JPMorgan Chase Bank, N.A. (Toronto Branch)
• XXXXX-308 Bank of China (Canada)
• XXXXX-309 Vancity Community Investment Bank
• XXXXX-310 First Nations Bank of Canada
• XXXXX-315 CTBC Bank (Canada)
• XXXXX-320 President's Choice Bank^[b]
• XXXXX-338 Canadian Tire Bank
• XXXXX-340 ICICI Bank Canada
• XXXXX-509 The Canada Trust Company (in use for accounts opened prior to the merger of TD & Canada Trust)
• XXXXX-540 Manulife Bank
• XXXXX-608 CS Alterna Bank
• XXXXX-614 Tangerine Bank (formerly ING Direct Canada)
• XXXXX-623 Equitable Bank (including EQ Bank)
• XXXXX-809 Central 1 Credit Union member institutions in British Columbia^{[citation needed]}
• XXXXX-815 Caisses Desjardins du Québec
• XXXXX-819 Caisses populaires Desjardins du Manitoba
• XXXXX-828 Central 1 Credit Union member institutions in Ontario^{[citation needed]}
• XXXXX-829 Caisses populaires Desjardins de l'Ontario
• XXXXX-837 Meridian Credit Union
• XXXXX-839 Credit Union Heritage (Nova Scotia)
• XXXXX-865 Caisses populaires Desjardins acadiennes
• XXXXX-879 Credit Union Central of Manitoba member institutions
• XXXXX-889 SaskCentral member institutions
• XXXXX-899 Credit Union Central of Alberta member institutions